skip to main content
Columbia Bank
Columbia Bank Logo
Select Language
Bank on the Go Icon
Search
Rates Icon
Find A Branch Icon
Calendar Icon
Personal Banking
Business Banking

Wondering How to Pay for Big Ticket Items?
The Equity in Your Home Might Be the
Right Solution

15-YEAR FIXED RATE
HOME EQUITY LOAN[1]

6.990%

Interest Rate

6.990% APR[2]

180 Payments of $8.98 per $1,000 borrowed

Apply Now

Have a home improvement project or large expense in mind? A fixed rate Home Equity Loan uses the equity in your home to make it happen.

Take advantage of:

Available Funds

Use the equity in your home to receive the funds you need in one lump sum

Fixed Rate

Have peace of mind knowing your fixed rate is for the life of the loan

Predictable Payments

With a fixed rate Home Equity loan you'll pay back your loan in fixed, monthly installments

Benefits of a Home Equity Loan

A Home Equity loan can provide funding for home improvement, tuition payments, consolidating debit and more. Rates are often lower than a credit card and you can apply quickly and easily online!

Open An Account Compare Checking Accounts Find a Branch

Build Your Dream Backyard with:

Commercial Lending Icon

Upfront Funding

Business Rates Icon

Fixed Rate

Treasury Management Icon

Predictable Payment

Fund home improvements, large purchases, or consolidate debt at rates often lower than a credit card.
Reach new possibilities when you Count On Columbia.

Member FDIC

[1] All loans are for New Jersey residents only. You will be required to pay a Mortgage Recording Fee at the time of closing. This fee can range from $50.00 to $60.00 depending upon the county in which the secured property is located. For any loan $400,000 or greater, the borrower will be required to pay an appraisal fee of $525 to $675, depending on the number of units. Higher fees may apply for complex or remote properties. Adequate property insurance is required for all real estate secured loans. If the property is located in a special flood hazard area (SFHA), flood insurance is required. For first lien home equity installment loans in an SFHA we will require that an escrow account be established for the flood insurance premium. Please contact Columbia Bank at (800) 522-4167 for further details and other program terms All loans are subject to credit approval.

[2] Annual Percentage Rate (APR). 180 payments of $8.98 per each $1,000. Monthly P&I payments per $1,000 borrowed taxes and insurance are not included. Rates quoted are for second lien position loans on owner-occupied and secondary residences located in New Jersey. Maximum loan to value of 75% on combined liens. Total combined liens cannot exceed $1,000,000. Maximum loan to value of 65% on Condominiums.

Close

You will be linking to another website not owned or operated by Columbia Bank. Columbia Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Columbia Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Columbia Bank.

If you “Proceed”, the link will open in a new window.

OK BACK
Close

CLOSE
Close

Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

OK BACK
Close

Automatic Translation Disclaimer

To help visitors understand information on this website in a variety of languages, Columbia Bank offers GoogleTM Translate, an unaffiliated third party service, which automates translation of the website. The GoogleTM Translate automated translation tool is not perfect and should not be relied upon. Automated translation may miss context, the full meaning may be lost, or words, phrases or sentences may be inaccurately translated. In addition, to the extent GoogleTM Translate caches and presents older versions of the Columbia Bank website content, that is beyond the control of the Columbia Bank site and its operators who accept no responsibility or liability for the outdated translation.

As a result, Columbia Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Columbia Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.

Some items on the site may not be translated such as images containing text, documents, maps, and web page elements. In addition, some features on the site may not work in the translated versions. If you have any questions about information that appears on our site, please contact us.

Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.

CLOSE Translate disclosure
Sign Up For Columbia Bank Emails
Email Address