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Unlock The Key To Business Growth.

Maximize your borrowing capacity by securing an Asset-Based Line of Credit [1]

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Asset-based lending gives business owners the flexibility to utilize their accounts receivable, inventory, and property owned, against a Line of Credit.

Why consider Asset-Based Lending?

Flexibility

Ability to use your assets to generate working capital within your business for growth, acquisitions, and recapitalization

Competitive Interest Rates

As collateral mitigates risk, your business may receive a better rate compared to other loan solutions

Minimal Financial Covenants

Bypass the worries of overarching covenants and focus more on the growth of business

Guidelines:

  • Credit needs ranging between $1.5MM-$25MM
  • Advance rates:
    • Accounts Receivable: Up to 90% of eligible accounts receivable
    • Inventory: Typically, up to 55% of eligible raw and finished goods
  • Business established for at least two years

 

Columbia Bank is an Equal Opportunity Lender

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[1] All loans are subject to approval in accordance with Columbia Bank’s lending policies.

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You will be linking to another website not owned or operated by Columbia Bank. Columbia Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Columbia Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Columbia Bank.

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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

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Automatic Translation Disclaimer

To help visitors understand information on this website in a variety of languages, Columbia Bank offers GoogleTM Translate, an unaffiliated third party service, which automates translation of the website. The GoogleTM Translate automated translation tool is not perfect and should not be relied upon. Automated translation may miss context, the full meaning may be lost, or words, phrases or sentences may be inaccurately translated. In addition, to the extent GoogleTM Translate caches and presents older versions of the Columbia Bank website content, that is beyond the control of the Columbia Bank site and its operators who accept no responsibility or liability for the outdated translation.

As a result, Columbia Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Columbia Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.

Some items on the site may not be translated such as images containing text, documents, maps, and web page elements. In addition, some features on the site may not work in the translated versions. If you have any questions about information that appears on our site, please contact us.

Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.

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