Fixed Rate Home Equity

Flexibility:

• A home equity line of credit is a flexible borrowing option that lets you access funds as needed, up to a predetermined credit limit.

Rates Often Lower Than A Credit Card:

• You can draw funds as you require them and you will only pay interest on the amount you draw. This is a great option for ongoing expenses or projects with varying costs, as a line gives you the ability to borrow and repay as needs arise.

Competitive Rates:

• A fixed-rate home equity loan allows you to borrow a lump sum of money, secured by the equity in your home, at a competitive interest rate for the life of the loan.

Simplicity:

• This option is ideal if you have a specific expense in mind or if you prefer predictable monthly payments. You’ll have the peace of mind knowing exactly how much you need to repay each month, making budgeting easy.