FDIC

FDIC-Insured-Backed by the full faith and credit of the U.S. Government

FDIC

FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Select Language

Routing Number: 221271935

Routing Number: 221271935

Program Overview

Eligible first time home buyers can take advantage of grant assistance up to $5,000 when you obtain a mortgage from Columbia Bank [1]

  • Grant funds can be used to offset down payment or closing costs

Applicants must earn less than 80% of the FFIEC Median Family Income limits and purchase a home in a low- or -moderate income census tract within the Bank's assessment area

Homebuyer education is required prior to closing

Easy applications. Simply apply online and select a loan program of your choice [4]

  • Our residential lending team will automatically review if you qualify for this program. You can also contact an Account Executive to learn more about income, maximum purchase prices or any additional requirements for this program, prior to applying

Plan the proper way. Request our free eBook.

Looking to buy a new home? Request our complimentary eBook to learn more about how to:

  • Diminish debt
  • Save for a down payment
  • Obtain a pre-approval
Request eBook
E Book

You may also be interested in...

Town Sponsored Programs (1)

Town Sponsored Programs

Title Services

Title Services

Home Insurance

Home Insurance

[1] All loans are subject to credit approval. Columbia Bank’s Access Homeownership Grant provides up to $5,000, in the form of a grant, to be used towards the down payment and/or closing cost of the primary residence for first-time homebuyers earning less than 80% of the FFIEC Median Family Income limits for the applicable calendar year and purchasing homes within the Bank’s CRA Assessment Area located in a low- or -moderate income census tract. No direct cash payment will be made to borrower at closing. Household closing must occur within the 120-day commitment period for the approval of the grant. Households that have closed before the issuance of a commitment are not acceptable. Grant is subject to repayment if homebuyer sells the residence within two years of closing. To qualify, homeowners must not have previously received a grant from Columbia Bank's Access Homeownership Grant Program.

Close
Columbia Bank Logo (3)

You will be linking to another website not owned or operated by Columbia Bank. Columbia Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Columbia Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Columbia Bank.

If you “Proceed”, the link will open in a new window.

Go Back Proceed
Close

CLOSE
Close

Automatic Translation Disclaimer

To help visitors understand information on this website in a variety of languages, Columbia Bank offers GoogleTM Translate, an unaffiliated third party service, which automates translation of the website. The GoogleTM Translate automated translation tool is not perfect and should not be relied upon. Automated translation may miss context, the full meaning may be lost, or words, phrases or sentences may be inaccurately translated. In addition, to the extent GoogleTM Translate caches and presents older versions of the Columbia Bank website content, that is beyond the control of the Columbia Bank site and its operators who accept no responsibility or liability for the outdated translation.

As a result, Columbia Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Columbia Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.

Some items on the site may not be translated such as images containing text, documents, maps, and web page elements. In addition, some features on the site may not work in the translated versions. If you have any questions about information that appears on our site, please contact us.

Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.

CLOSE Translate disclosure