skip to main content
Columbia Bank
Columbia Bank Logo
Select Language
Bank on the Go Icon
Search
Rates Icon
Find A Branch Icon
Calendar Icon
Personal Banking
Business Banking

Make Homeownership Possible. With an FHA Mortgage It May Be Easier to Qualify for a Mortgage Than You Think.

View Rates

Don't let a low credit score or limited savings prevent you from obtaining a mortgage loan. An FHA loan may be able to help.

Benefits of an FHA:

Backed By The Federal Housing Association

The Federal Housing Association will back your loan and build in an insurance premium with your payment

Lower Credit Score and Down Payment Requirements

FHA loans require lower down payments and lower minimum credit scores than a traditional mortgage

Who Lends You The Money?

Although FHA mortgages are backed by the Federal Housing Association, you will work directly with Columbia Bank to obtain your mortgage

View Rates Apply Now Find An Account Executive View Mortgage Calculators
Home Equity Loans Icon

Town Offerings

Learn More
Calculator Icon

Calculators

Learn More
Find Representative Icon

Find An Account Executive

Learn More
[1] Available for properties located in New Jersey only. Maximum FHA loan amounts are based on number of units (one to four-families) and specific county location. Offer of credit is subject to credit approval.
Close

You will be linking to another website not owned or operated by Columbia Bank. Columbia Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Columbia Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Columbia Bank.

If you “Proceed”, the link will open in a new window.

OK BACK
Close

CLOSE
Close

Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

OK BACK
Close

Automatic Translation Disclaimer

To help visitors understand information on this website in a variety of languages, Columbia Bank offers GoogleTM Translate, an unaffiliated third party service, which automates translation of the website. The GoogleTM Translate automated translation tool is not perfect and should not be relied upon. Automated translation may miss context, the full meaning may be lost, or words, phrases or sentences may be inaccurately translated. In addition, to the extent GoogleTM Translate caches and presents older versions of the Columbia Bank website content, that is beyond the control of the Columbia Bank site and its operators who accept no responsibility or liability for the outdated translation.

As a result, Columbia Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Columbia Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.

Some items on the site may not be translated such as images containing text, documents, maps, and web page elements. In addition, some features on the site may not work in the translated versions. If you have any questions about information that appears on our site, please contact us.

Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.

CLOSE Translate disclosure
Sign Up For Columbia Bank Emails
Email Address