Is No-Fee Refinance Right For You?

Save on upfront closing costs with no application fee, appraisal fee, lenders title policy, commitment fee, and more [1]

You may be able to lower your monthly payment, shorten the term of your mortgage, or trade your mortgage for a larger loan and receive the difference in cash

Under this program Columbia Bank works directly with our wholly owned subsidiary First Jersey Title Services Inc. to further streamline the process for you [2]

Estimate your payment using our free online calculators or talk to an Account Executive to find out if refinancing is the right option for you

[1] This limited time offer is available for 1-4 family primary residences located in New Jersey. Minimum loan amount is $100,000. Maximum loan amount is $750,000. Borrowers will be required to fund any prepaid interest, tax escrows, flood insurance escrows, private mortgage insurance escrows, condominium questionnaire fees, and subordination fees associated with the transaction (if applicable). Under this program, Columbia Bank will select an appropriate title insurance provider which currently is First Jersey Title Services, Inc. Title must be held in the name of individual(s) and the property must not be listed for sale. Additional program restrictions may apply. Offer of credit is subject to credit approval. Other terms and refinancing programs are available. This offer may be withdrawn or modified at any time.

[2] First Jersey Title Services, Inc. is a wholly owned subsidiary of Columbia Bank.

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