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With Yield Plus Checking, Your Money Will Work for You

Our Yield Plus Checking Account is designed for clients with larger balances that are looking to earn a high yield on their checking account funds.

Features of Yield Plus Checking:

Earn Interest [1]

With our Yield Plus Checking Account, you can earn high yield tiered interest on balances with qualifying direct deposit or bill pay

Daily Minimum Balance Requirement [1]

Avoid a $20 monthly maintenance service charge by maintaining a $1,000 daily balance

Access to Higher CD Rates [2]

When you hold a Yield Plus or Cash Back relationship you can grow your savings more rapidly through access to our AP CDs

ATM Rebates Nationwide [3]

With your Yield Plus Checking Account, get nationwide ATM rebates when you use any non-Columbia Bank ATM up to 6 times or $20 per month

Bank On The Go [4]

All of our accounts come with free access to online and mobile banking, online bill payments digital wallets and more

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[1] Yield Plus is a variable tiered rate consumer checking product and is subject to change after account is opened and at any time. Annual Percentage Yield (APY). Currently, for balances between $.01-$999.99 the APY is .05%, for balances between $1,000 - $9,999.99 - the APY is .10%, for balances between $10,000 - $249,999.99 the APY is 1.75%, for balances between $250,000 - $499,999.99 the APY is 1.75%, if your daily balance is $500,000.00 or more, the interest rate paid on the portion of your balance that equals or exceeds $500,000.00 is currently .10%. The annual percentage yield would range from 1.75%-0.92% with an assumed total balance of $1 million. To obtain the APYs quoted above we require a qualifying direct deposit or an online bill payment transaction to post to your account each statement cycle. Cycles where these requirements are not met, the lowest balance tier will apply, currently this APY is .05%. Fees may reduce earnings. Minimum balance to open this account is $0.01. If your daily balance is less than .01, no interest will be paid for that day. A daily minimum balance of $1,000.00 must be maintained each day of the statement cycle to avoid a monthly Maintenance Service Charge of $20.00. For additional terms, fees and conditions please refer to our account disclosures. Rates effective as of 10/03/24.

[2] AP Certificate of Deposits (CDs) are only available for accountholders with an open Yield Plus and/or Cash Back Checking account. Available only in our branch locations. AP CDs are a limited-time offer and may be discontinued without prior notice.

[3] Yield Plus Checking provides for a rebate of up to six (6) ATM surcharge fees or $20, whichever is less, for each statement cycle when you use your Columbia Bank Visa® Debit Card at domestic ATMs not owned or operated by us and the owners of such ATMs add a surcharge to your transaction. The refund of such surcharge fees will appear on your statement as a “credit.” The maximum rebate per 12 month cycle period is $240.

[4] Message and data rates may apply from your wireless carrier.

 

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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

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To help visitors understand information on this website in a variety of languages, Columbia Bank offers GoogleTM Translate, an unaffiliated third party service, which automates translation of the website. The GoogleTM Translate automated translation tool is not perfect and should not be relied upon. Automated translation may miss context, the full meaning may be lost, or words, phrases or sentences may be inaccurately translated. In addition, to the extent GoogleTM Translate caches and presents older versions of the Columbia Bank website content, that is beyond the control of the Columbia Bank site and its operators who accept no responsibility or liability for the outdated translation.

As a result, Columbia Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Columbia Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.

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Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.

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